Education-first home loans for buyers, self-employed borrowers, and investors
More Than a Mortgage.
A Better Way to Buy.
built around your life, not just your rate.
Who We Work With
You don’t need perfect timing or perfect credit to start. You need a plan.
First-Time Buyers
Start with clarity.
Repeat Buyers
Move with confidence.
Self-Employed & Investors
Flexible loan options.
Realtors
Let’s build strong partnerships.
Not Just a Loan:
A Plan
A mortgage isn’t just a rate or a payment. It’s timing. It’s strategy. It’s understanding where you are today and where you want to be five years from now.
Too many people rush into decisions because they feel pressure. We don’t do pressure. We take the time to educate you, explain your options, and build something that actually fits your life, not just something that “gets approved.”
Because this isn’t about closing a deal. It’s about building something that works long after closing.
How This Works
Simple. Clear. Strategic.
Step 1: Talk
Start with a conversation. We learn about your goals, timing, and situation.
Step 2: Plan
Build a strategy. We walk through options and create a plan that fits your life.
Step 3: Approve
Get approved. When you’re ready, we move forward with clarity and confidence.
Step 4: Close
Close with confidence. No surprises. No scrambling. Just execution.
Real People. Real Experiences.
"Ed and his team went to work straight away and had us closing in about 2 weeks' time where the other company had 4 months and did next to nothing. While we understand 2 weeks is not the norm for a mortgage approval process and would not want anyone to assume they could do the same for them, we are just so appreciative of what Ed and his team did for us that we want to praise his efforts. They jumped through hoops and sped up the process so that we would not lose out on our newly built home. They reached out before and after hours, while waiting on flights, and on weekends to push this through for us and we are eternally grateful for their expertise and thorough knowledge of the process. We would not have our new home without Ed and his team. Thank you all so very much. Outstanding service!"
"We had a great experience with Stratton Mortgage. Ed and his team responded quickly to any questions we had throughout the process. Our initial interview process really set my husband and I at ease especially during the housing market of 2025. We let him know what was within out budget and he kept us there. It made our house in Delaware affordable. I would recommend his team again!"
"I had an amazing experience working with Ed Stratton with Stratton Mortgage on my conventional loan for my new home. From day one, his team was friendly, super helpful, and always quick to respond to any questions I had. They made the whole process easy, stress-free, and way faster than I expected."
"Ed Stratton and Stratton Mortgage are absolute rockstars! As a 5th generation farmer and business owner, my husband and I were determined to build our dream home on our family's land...We received dozens of "no's" from other mortgage companies, but Ed saw something in us that others didn't. With his expertise and persistence, he was able to secure a loan for us to build our home. He truly went above and beyond to understand our situation and find a solution that worked for us. We're forever grateful for Ed's yes when everyone else said no. If you're looking for a mortgage professional who truly cares and will fight for you, look no further than Ed Stratton and Stratton Mortgage. Five stars isn't enough - we'd give him ten stars if we could!"
"Amazing rates, unbelievable customer service and efficient processing. Communication was great and every question answered thoroughly and quickly. A++"
